Avoid foreclosure and possibly bankruptcy by selling your home as a short sale. A short Sale is when the lender accepts less than the loan amount (a discount on the loan) and releases the lien on the property at closing, without requiring the owner to make up the difference. I have made Short Sales one of my specialties, and can guide you through the process either as the buyer or the seller. What this means to a seller is getting out from under a mortgage you can no longer afford, without ruining your credit rating with a foreclosure , and without coming up with a lot of money to pay the difference to the bank. Depending on your situation, bankruptcy may still be an option for you…but you’ll get to decide once we are able to negotiate with the bank.
If you are looking to avoid foreclosure and can no longer afford the house you have, please contact me. I have several resources at my disposal to help you with your unique situation. If you have not received a notice of foreclosure yet, you still have several options such as a loan modification, forbearance, deed in lieu or a short sale. Let me help you decide which one is best for you. There is No Cost to you and I won’t ask you to pay me or bring money to the closing table. We can negotiate junior liens if needed. Nothing is too complicated.
I specialize in short sales in Fort Collins, Wellington, Windsor, Severance and Loveland or any city in Northern Colorado and I can help you find your way through this process with dignity and support, as I have with many people so far. Do not be embarrassed to seek help - bad things happen to good people every day. I know how embarrassing it can feel, especially in upscale areas, to not be able to afford your mortgage. But you and I are the only ones who need to know.
To get a better understanding of the short sale process and how it can help you, please take a look at the Short Sale Info links to the left, and then give me a call. Let me explain how I can help. Your bank is paying me to represent your best interests, and my goal is to make it so that you come to the closing table not needing to pay anyone anything.
